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Advantages of using a Mortgage Broker
Advantages of using a Mortgage Broker
January 16, 2017
Mortgage Brokers are your personal shopper when it comes to mortgages. Brokers will have access to many lenders, each of them servicing a certain type of borrower. Brokers can present your application to the right lender, knowing which one will … Continue reading
House prices expected to drop in 2017
House prices expected to drop in 2017
January 10, 2017
Canadian realtors are forecasting a price drop across Canada for the first time since 2008. They blame the new mortgage regulations brought in by the federal government in the last quarter of 2016. 2016 was a strong year for real … Continue reading
Longer amortizations…why do they cost more?
Longer amortizations…why do they cost more?
January 2, 2017
With new regulations, insured mortgages have a maximum 25 year amortization. Banks often choose to insure low ratio mortgages, and cover the cost themselves. Having insured mortgages allows banks to off load the risk and securitize these mortgages. Consumers can … Continue reading

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